Panama City
221 McKenzie Avenue
Panama City, FL 32401
Panama City Beach
16215 Panama City Beach Parkway
Panama City Beach, FL 32413

Joy Marler Masters, Shareholder

Joy Marler Masters is a Shareholder in the firm who focuses her practice on Estate Planning, Probate, Business Law (including Business Entity Formation), Tax Law, Guardianship, and Real Estate Transactions. Joy assists clients in all levels of estate planning, including drafting simple wills and ancillary documents such as Powers of Attorney, Health Care Surrogates and Living Wills as well as more complex tax planning with wills and trusts. She also assists clients by representing them in Florida domiciliary and ancillary probate administrations and Florida trust administrations.

Joy is a native of Northwest Florida. Prior to beginning law school at Florida State University, she worked as an accountant in the areas of pension plan administration and tax return preparation. While at Florida State, Joy served on the Business Law Review, held membership in Phi Delta Phi and graduated in the top one-third of her class. After receiving her J.D. from Florida State University, she has focused her law practice primarily in the areas of Estate Planning, Probate and Tax, including returning to school to earn her LL.M. in Taxation.

Joy is actively involved in the Northwest Florida community, currently serving as the Vice President of the Board of Directors for Chautauqua Learn & Serve Charter School in Bay County and serving on the Board of Directors for the Panama City Beach Library Foundation. She has also previously served on the Board of Directors for the Science & Discovery Center of Northwest Florida.  Joy is a member of both the Bay County Bar Association and St. Andrews Bay American Inn of Court.

Contact Joy Marler Masters at (850)769-1414 or

Practice Areas

Bar Admission
Florida, 2004
U.S. Supreme Court

LL.M. Taxation, University of Alabama, 2010
J.D., Florida State University, 2003

  • Business Law Review

B.A., Accounting, University of West Florida, 1998

Professional Associations
American Bar Association
The Florida Bar
Bay County Bar Association
St. Andrews Bay American Inn of Court

Burke Blue Hutchinson Walters & Smith, P.A. is located in Panama City, Panama City Beach and Sandestin, FL and serves clients in and around Panama City, Panama City Beach, Bay Point, Lynn Haven, Port St. Joe, Apalachicola, Rosemary Beach, Grayton Beach, Blue Mountain Beach, Santa Rosa Beach, Destin, Sandestin, Fort Walton Beach, Niceville, Bay County, Okaloosa County, Walton County, Santa Rosa County, Escambia County, Gulf County, Franklin County, Washington County.

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Burke Blue Hutchinson Walters & Smith, P.A.
221 McKenzie Avenue
Panama City, FL, 32401 USA